How Our Legal Terms Apply to Your Account
When you open an account with arta11, you enter into an agreement that covers how we process your personal data, how transactions through DANA, OVO, and GoPay are recorded, and what happens if a dispute arises. Availability of our services depends entirely on local law and
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the region you access from — we do not extend access where local regulations prohibit it. Your account data, including wallet verification records tied to your DANA, OVO, or GoPay details, is retained only as long as necessary for operational and compliance purposes. We do not
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sell your personal information to third parties. Payment records are stored in encrypted form and tied to your registered account number. If you believe your data has been processed incorrectly, you have the right to request a review. Our legal terms are written in plain English
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so you can read them without needing a lawyer — but if something is unclear, our support team handles policy questions directly. Terms may be updated periodically; we will notify you via your registered account email before any material change takes effect.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.